Parental controls in use
94%
Under 18 accounts
Teologu - Header V3 (More Button)
Finance Reimagined
This is your bank, redefined. Get powerful daily banking and global freedom. Sign up for free in a tap.
Finance Reimagined
This is your bank, redefined. Get powerful daily banking and global freedom. Sign up for free in a tap.
TEOLOGU
YOUTH CARDS
Youth Cards
Cards designed for growing independence.
From a first payment to everyday university spending, TEOLOGU Youth Cards give young people a simple way to pay, manage their money and build financial independence.
Two card experiences. One financial journey.
T[EOLOGU]
Student
•••• •••• •••• 2841
Card holder name
STUDENT
T[EOLOGU]
Under 18
•••• •••• •••• 6193
Card holder name
U18
Card experiences
Two. One journey.
01 — Choose the right card
Built around where they are in life.
TEOLOGU offers different card experiences for different stages of youth.
T[EOLOGU]
Under 18
•••• •••• •••• 6193
Card holder name
U18
Under 18 Card
Their first financial card.
Designed for children and teenagers, with a simple spending experience and appropriate parental or guardian involvement.
TEOLOGU Youth Card
Parent & guardian controls
Spending visibility
Card controls
Instant notifications
Saving goals
Everyday payments
T[EOLOGU]
Student
•••• •••• •••• 2841
Card holder name
STUDENT
Student Card
Their card for university life.
Designed for university students and academics, providing a more independent financial experience for campus life, everyday spending, travel and academic activities.
Student Card
Independent account experience
Everyday payments
International spending
Saving goals
Spending insights
Card controls
Academic and student expenses
Adoption across six capabilities
Rolling 12 months
Saving goals created
78%
All card types
Contactless usage
86%
In-person payments
International spending
42%
Student cards only
Notification engagement
71%
All card types
Upgrade to Student
63%
At age 18
02 — One card experience
Everything they need to pay.
Use a TEOLOGU Youth Card for everyday purchases, online payments, transport, food, entertainment, education and other eligible expenses. Manage the card directly through the TEOLOGU app.
Where the card is used · share of spend
Each dot = 1%
Food & everyday
34%
Transport
21%
Education
16%
Online payments
12%
Primary categories
Online
Remaining share across entertainment, travel and other eligible spending.
Pay→
Track→
Manage
Online purchase
− €18.00
Card payment · categorised
Everyday purchases in shops and campus locations
Online payments, services and subscriptions
Transport, food and entertainment
Education and other eligible expenses
Managed directly through the TEOLOGU app
03 — Card controls
Control built into the card.
Youth Cards are designed with controls appropriate to the account and age of the cardholder. Depending on the card, features can include:
Under 18 Card · controls
Example setting
Freeze & unfreeze
Temporarily stop card activity
Spending controls
Manage appropriate spending limits
Payment controls
Control supported payment types
Online payments
Currently restricted
Notifications
Relevant payment and card activity alerts
Freeze & unfreeze
Temporarily stop card activity.
Spending controls
Manage appropriate spending limits.
Payment controls
Control supported payment types.
Notifications
Relevant payment and card activity notifications.
04 — Instant visibility
Know when the card is being used.
Transactions and relevant card activity can appear directly in the TEOLOGU experience. For Under 18 accounts, parents and guardians can have appropriate visibility and controls depending on the account structure and permissions. For Student Accounts, the experience is designed around greater personal independence.
A day on the card · who sees what
18 September
Young person
07:40
12:40
15:20
20:05
Parent · Under 18
15:20
20:05
Parent · Student
summary
Both notified
alert · over €10
Time
06:0009:0012:0015:0018:0021:00
Under 18 accounts
Parents and guardians can have appropriate visibility and controls, depending on the account structure and permissions.
Student accounts
The experience is designed around greater personal independence.
Thresholds they set themselves
Alerts can be tuned so the small things stay quiet and the significant ones surface.
05 — Pay in person or online
One card for everyday life.
Youth Cards can be used across supported payment environments, from physical shops and campus locations to online services and subscriptions. As the young person's financial needs change, their card experience can evolve with them.
Payment environments · relative volume
Petal size = volume
In-person shops100
Contactless112
Campus locations88
Transport76
Online services92
Subscriptions68
International104
Peer transfers96
Petal length reflects relative transaction volume by environment. Availability depends on the account, the young person's age and supported providers.
Contactless payment
− €4.20
In person · cleared instantly
From shops to subscriptions
One card covers the places a young person actually spends — and the card experience can evolve as their needs change.
06 — Designed for different stages
From first card to financial independence.
The Under 18 Card introduces young people to everyday payments and financial responsibility. The Student Card builds on that foundation with a more independent experience designed around higher education.
Under 18→
Student→
Personal
What matters most at each stage
Ranking shifts
Under 18
First card
Introducing payments
- Everyday payments and financial responsibility
- Appropriate parental or guardian involvement
- Learning with real, supervised amounts
Student
University life
More independence
- Campus life, everyday spending and travel
- International spending where supported
- Spending insights they read themselves
Personal
Adult banking
Financial independence
- Independent adult banking
- Full control of their own finances
- The same foundation, carried forward
A financial journey designed to evolve as they do.
07 — Cards that grow with them
More independence. The same financial foundation.
Moving from an Under 18 Card to a Student Card should feel like a natural progression rather than starting again. Their financial experience can evolve as they become older, enter higher education and eventually move into independent adult banking.
What each stage spends on
Column width = share of activity
Everyday
52%
Education
28%
Entertainment
20%
Everyday
38%
Education
30%
Travel
20%
Other
12%
Everyday
44%
Bills
32%
Other
24%
Under 18
30% of activity
Student
42% of activity
Personal
28% of activity
Everyday
Education
Education (U18)
Other / bills
Entertainment
Travel
08 — Made for youth
Ready for what's next.
Two card experiences designed for different stages of growing independence.
Appropriate controls
Controls matched to the account and the age of the cardholder, not one setting for everyone.
Habits that last
Saving goals and spending insights that build understanding rather than dependence.
A path, not a restart
Each stage builds on the previous one, so nothing has to be relearned at 18.
Important information
TEOLOGU Youth Cards are part of the TEOLOGU Youth product vision and may be introduced progressively.
Availability of cards, card designs, parental or guardian controls, payment permissions, international spending and other functionality may vary by country, the cardholder's age, applicable requirements and supported providers.
The controls and visibility available to a parent or guardian depend on the account type, the cardholder's age and applicable law. Card experiences are designed to evolve as the cardholder becomes more independent.
Nothing on this page constitutes an offer of a financial service or a guarantee of eligibility or card issuance. Where required, services may be provided through appropriately authorised entities or partners.
Made for youth. Ready for what's next.
Two card experiences designed for different stages of growing independence.
From a first payment to everyday university spending — a financial journey designed to evolve as they do.