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Savings Goals | TEOLOGU Youth — Give your money somewhere to go
Savings Goals

Give your money somewhere to go.

Savings Goals helps young people turn ideas into something they can work towards. Create a goal, set an amount and track progress as you build towards something that matters to you.

9:41
Goal
New laptop
€744 of €1,200
62% there · €456 to go
Add money Edit goal
Weekly contribution
Every Monday
+€15.00
Round-ups
4 purchases
+€3.20
From family
Birthday
+€50.00
01 — Save for what matters

Every goal starts with a reason.

Create goals around the things you want to achieve or buy.

01

Education

Save for books, equipment, courses or other academic needs.

Typical target€340
02

Technology

Work towards a laptop, phone, headphones or other technology.

Typical target€1,200
03

Travel

Build towards a holiday, trip or study experience.

Typical target€800
04

Everyday Life

Save for clothes, events, hobbies or something you've been wanting.

Typical target€150
05

Future Goals

Start putting money aside for something further ahead.

Typical target€5,000
02 — Create your goal

Make your target clear.

Set up a goal in a few simple steps. Choose what you're saving for, give it a name, set your target amount and decide how you'd like to work towards it.

01 Choose

What are you saving for?

Pick a category, then give the goal a name that means something to you.

Goal name New laptop
Category
Education Technology Travel
02 Target

Set your target amount

Decide how much you're aiming for, and when you'd like to get there.

Target amount €1,200.00
Target date — optional Add a target date
03 Progress

Choose how you'll save

Add money whenever you like, set a regular amount, or let round-ups do the work.

Saving method
Regular Round-ups One-off
Regular amount €15.00 / week

Goal → Target → Progress. Keep every goal visible alongside your everyday money.

03 — Track your progress

See how close you are.

Follow your progress as you save. Every contribution moves the goal forward.

New laptop · savings to date
€744.00
62% of €1,200 · 6 of 11 months
Saved so far Projected Target
Target reached M1 M2 M3 M4 M5 M6 M7 M8 M9 M10 M11 Months from goal creation · recorded to date, then projected
Target amount
€1,200.00
Amount saved
€744.00
Remaining
€456.00
Progress
62%
Saving activity
18 deposits
Target date
Mar 2027
04 — Save your way

Small amounts can become meaningful progress.

Add money whenever you choose or build a regular saving habit. Depending on the account and available features, saving can be supported through three methods.

01

Regular contributions

Set aside money on a recurring basis — the same amount, at the same interval, without having to think about it.

02

One-off contributions

Add money whenever you have extra available funds — birthday money, a gift or anything left over at the end of the month.

03

Round-ups

Where available, automatically put eligible spare change towards a goal every time you spend.

Three ways, one goal

A €15 weekly contribution, the occasional one-off and round-ups on everyday spending can all land in the same goal — and the €3.20 from four small purchases is not too small to matter.

05 — Multiple goals

More than one thing to save for.

Create different goals for different priorities. You could be saving for a new laptop while also building a travel fund or putting money aside for university expenses.

All goals · progress at a glance 4 active
New laptop Mar 2027 · Technology
€744 of €1,20062%
Trip with friends Jul 2027 · Travel
€328 of €80041%
University books No target date · Education
€265 of €34078%
Long-term savings Open-ended · Future
€950 of €5,00019%

One account. Multiple goals.

06 — Family support

Let family help you reach your goals.

For eligible Youth accounts, parents or guardians can support a young person's goals by contributing money. A goal can become something the whole family can help work towards, while the young person can still see their own progress.

Where contributions come from One goal
Young person €180 Family €110 Round-ups Goal €295 €180 €110 €5
Young person's own contributions€180 Family contributions€110 Round-ups€5

The young person still sees their own progress — contributions add to the goal without replacing the habit of saving.

07 — Learn while you save

Turn saving into a financial habit.

Savings Goals works alongside Learning Alpha, helping young people understand setting financial goals, planning ahead, saving regularly, prioritising spending, understanding progress and building financial habits.

Plan 01 Save 02 Track 03 Reach 04 SAVING HABIT
01
Setting financial goals
Turning something abstract into a number and a date.
02
Planning ahead
Working out what has to be set aside, and how often.
03
Saving regularly
Small, repeated amounts doing more than occasional large ones.
04
Prioritising spending
Understanding progress, and choosing accordingly.

Understanding progress

Seeing a number move is what turns saving from an instruction into a habit.

Planning ahead

A target date changes behaviour — it gives the number a deadline.

Building habits

What starts as one goal becomes a way of handling money with purpose.

The objective is not simply to save money — it's to learn how to manage it with purpose.

08 — Goals that grow with you

From your first goal to your bigger ambitions.

Your goals change as you grow. A first savings goal might be something small and immediate. Later, it could become university expenses, travel, technology, a major purchase or a longer-term financial objective. TEOLOGU lets the experience evolve with you.

How goal size changes with age
€50 → €5,000
Typical progression
€50 €300 €1,200 €3,000 €5,000 First goal age 10–12 Everyday age 13–15 Technology age 15–17 Travel age 17–19 Future goals 19+
First goals

Small and immediate

Something you can see the end of — a game, a pair of headphones, a day out. Reachable goals teach the mechanics of saving.

Typical size€50–150
Growing goals

Technology and travel

Bigger targets that need a plan — a laptop, a trip with friends, or equipment for a course. This is where regular contributions matter.

Typical size€800–3,000
Longer term

Future ambitions

University expenses, a deposit, a first car or simply money set aside with no fixed purpose yet. The goal grows as the person does.

Typical size€5,000+
09 — Make progress visible

Every step counts.

Savings Goals turns an abstract idea into something you can see.

01

Set the goal

An abstract intention becomes a target amount with a name attached to it.

02

Put money aside

Regular amounts, one-off additions and round-ups all move the same number forward.

03

Track your progress

Seeing a bar move is what makes saving feel like it is going somewhere.

04

Reach the target

The goal completes, and the habit built getting there is the part that lasts.

Set the goal. Put money aside. Track your progress. Reach the target.

Important information

Savings Goals is part of the TEOLOGU Youth product vision and may be introduced progressively.

Savings Goals is a money-management feature, not a savings or deposit product. No interest, return or growth is implied. Amounts shown are held in the account to which they belong, and goals are a way of organising and tracking money within that account.

Availability of goals, target dates, regular contributions, one-off contributions, round-ups, multiple goals, family contributions and progress tracking may vary by country, the account holder's age, applicable requirements and supported providers. Round-ups are available where supported.

Learning Alpha content is general financial education and does not constitute financial, investment, tax or legal advice. Examples and figures shown on this page are illustrative. Where required, services may be provided through appropriately authorised entities or partners.

Save for what's next.

Give your money a purpose and start working towards the things that matter.

Set the goal. Put money aside. Track your progress. Reach the target.

Savings Goals is part of the TEOLOGU Youth experience — create a goal, decide how you'll save, and track progress alongside your everyday money.