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TEOLOGU gives parents and guardians a way to support a young person's financial journey while helping them develop confidence and independence with money.
Support their finances without taking over.
Young people need financial independence, but parents and guardians often remain an important part of their financial journey. TEOLOGU creates a connected experience where parents and guardians can provide support, visibility and guidance while the young person develops their own relationship with money.
Parents and guardians can provide financial support when it is needed.
Appropriate oversight of account activity, depending on age and permissions.
Room to learn through real experience, with support close by.
Depending on the young person's age and applicable requirements, parents or guardians can have access to appropriate controls and information connected to the youth account.
Controls should evolve as the young person becomes more independent.
Send money directly to their TEOLOGU account when they need it. Whether it's regular support, money for school, travel or an unexpected expense, parents and guardians can transfer money without needing to manage the young person's everyday spending themselves.
Set up a recurring transfer so support arrives without anyone having to think about it.
Parents and guardians can have appropriate visibility into financial activity, depending on the account type, age and permissions. See relevant information about spending and account activity while allowing young people to experience managing their own money.
Whether limits are being respected, and where the boundaries currently sit.
Every individual transaction — unless the young person chooses to share it.
Their own full view, their own decisions and their own growing independence.
Visibility when it matters. Independence where it belongs.
Parents and guardians can use appropriate controls to help manage a young person's card. Depending on the account, this can include:
Temporarily stop card activity when necessary.
Set appropriate boundaries around card usage.
Manage supported payment permissions.
Stay informed about relevant account activity.
The goal isn't simply to give young people an account. It is to help them understand how money works through everyday experience. TEOLOGU can help young people develop habits around:
Parents and guardians can support that process without needing to manage every decision.
A child's financial needs are different from those of a teenager or young adult. TEOLOGU's Youth experience is designed around that progression.
As the young person becomes older and more financially independent, the relationship between the young person's account and their parent or guardian can evolve accordingly.
TEOLOGU can bring family financial relationships together while keeping individual accounts distinct.
Support, oversight and connected transfers.
Their own account, with their own decisions.
Linked where it helps, separate where it matters.
Give young people the opportunity to learn through real financial experiences while maintaining appropriate safeguards and parental involvement.
Real experience with their own money, and the room to make their own decisions.
Appropriate oversight so a parent or guardian knows things are well.
Safeguards that can be adjusted as the young person grows.
Independence, visibility and control — in one family-oriented financial experience.
Above: month one. Below: month six. Oversight decreases as independence increases — deliberately, and at a pace that suits the young person.
Support their first financial experiences today and give them the foundation to manage their money independently tomorrow.
Small, real amounts with close support and clear boundaries.
Spending, saving and planning become familiar rather than new.
The foundation to manage money independently, when the time comes.
The TEOLOGU Youth Account is part of the TEOLOGU product vision and may be introduced progressively.
Availability of accounts, card features, parental or guardian controls, payment permissions, transfers and other functionality may vary by country, the young person's age, applicable requirements and supported providers.
The specific controls and visibility available to a parent or guardian depend on the account type, the young person's age and applicable law. Controls are designed to evolve as the young person becomes more independent.
Nothing on this page constitutes an offer of a financial service or a guarantee of eligibility. Where required, services may be provided through appropriately authorised entities or partners.
Support their first financial experiences today. Your role changes as they grow — and TEOLOGU is designed to change with them.