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Give your software access to programmable financial capabilities across accounts, money movement, business operations, cards, accounting, data and automation.
The TEOLOGU Business API is designed as a modular developer layer for connecting external software with the TEOLOGU ecosystem. Build an internal finance system. Embed payments into your platform. Synchronise accounting. Create automated treasury workflows. Build your own financial products around TEOLOGU services.
TEOLOGU is being designed as more than a business banking interface. Its API layer can expose individual financial capabilities as programmable services, allowing developers to combine them into applications and workflows. Rather than building one large integration, developers can use the parts they need.
Financial accounts, balances and account structures.
Payments, transfers and supported movement of funds.
Financial activity, references, categorisation and history.
Business cards, card activity and supported controls.
Employee spending, receipts, approvals and reimbursements.
Billing, invoice status, payment matching and reconciliation.
Financial records and accounting workflows.
Financial reporting, metrics and business intelligence.
Business, customer and counterparty information where supported.
Real-time notifications through webhooks and event streams.
The ability to connect financial events to actions in external systems.
The TEOLOGU API should not be thought of as one collection of endpoints. It is a collection of API domains designed around different types of interaction. The result is a developer platform rather than a single banking integration.
The Accounts API provides a programmatic interface to eligible TEOLOGU business-account information. This creates the foundation for applications that need to understand a company's financial position without requiring users to manually export information.
Transactions are the underlying record of financial activity. The Transactions API can provide eligible transaction information to connected applications, enabling developers to build reconciliation, reporting, accounting and financial-management experiences.
The Payments API is designed to make supported payment functionality accessible programmatically. This could allow a business platform, marketplace, accounting system or internal application to initiate or monitor supported financial activity without requiring users to move between systems.
Payment capabilities may cover different payment types and rails as the TEOLOGU ecosystem develops, allowing you to build supported payment workflows seamlessly.
A dedicated Transfers API can provide programmatic access to supported money-movement workflows. Where supported, transfer APIs can become the movement layer connecting accounts, payments, invoices and treasury operations.
Financial workflows often depend on knowing who money is being sent to or received from. A dedicated counterparty layer can allow applications to work with eligible entities, creating a reusable identity layer across payments, invoices, accounting and transaction workflows.
Applications can work with eligible counterparty data to ensure compliant, accurate, and streamlined financial operations across the entire ecosystem.
The Cards API can connect eligible TEOLOGU Business Card functionality to external applications. This could allow businesses to build card controls directly into their own finance, expense or workforce applications.
The Expenses API can expose eligible expense-management workflows to external software. A complete workflow could connect card transactions, receipts, approvals, reimbursements, accounting and reporting.
The Invoicing API can provide programmatic access to supported invoice workflows. Invoices can therefore become part of a wider financial workflow rather than isolated documents.
The Accounting API is designed to connect TEOLOGU financial activity with accounting workflows and external accounting systems. Developers can use these capabilities to build accounting software integrations, finance automation and internal financial systems.
Seamlessly bridge the gap between raw financial transactions and structured ledger entries, ensuring your books are always up to date.
Financial systems often contain multiple representations of the same economic event. The Reconciliation API could provide capabilities for connecting these elements, creating a programmable foundation for identifying matched, unmatched and partially matched financial activity.
The Analytics API can provide structured access to supported financial metrics and reporting data. Developers can use these capabilities to build finance dashboards, management reporting, treasury tools, business intelligence products, financial planning systems and internal reporting applications.
Transform raw transactional data into actionable business intelligence, enabling data-driven decision making at every level of the organization.
A dedicated Cash Flow API can connect eligible account and transaction information into cash-flow workflows. This creates a foundation for software that helps businesses understand not only what happened, but how money is moving through the organisation.
Provide real-time visibility into cash positions, enabling proactive financial management and accurate forecasting.
Large businesses need more than individual endpoint requests. A search and query layer can allow applications to locate eligible objects across the TEOLOGU ecosystem. Developers could filter by identifiers, dates, status, currency, category, counterparty and other supported fields.
Advanced filtering, pagination, and sorting allow developers to build highly customized financial search experiences tailored to specific business needs.
Applications should not need to repeatedly ask whether something happened. TEOLOGU Events can provide notifications for supported changes across the ecosystem. Events can trigger actions in external systems immediately.
The real value of an API ecosystem comes from combining capabilities. The API becomes the orchestration layer connecting financial activity with the wider business.
Financial operations generate documents as well as transactions. A future Documents API could provide supported programmatic access to these records, associating them with the underlying financial object.
Applications can use supported notification capabilities to connect financial events to their own communication systems.
Ensure stakeholders are always informed of critical financial events through their preferred communication channels, reducing delays and improving operational efficiency.
The wider TEOLOGU ecosystem can provide a structured foundation for business relationships where supported. This allows applications to associate financial activity with the organisations and people responsible for it.
Link every transaction, invoice, and expense to a verified entity, ensuring compliance, accurate reporting, and streamlined KYC/KYB processes.
The TEOLOGU API ecosystem can extend beyond Business Accounts into the wider TEOLOGU Pay infrastructure. This creates a pathway for software companies to integrate TEOLOGU payment functionality directly into their products.
Embed robust, scalable payment processing directly into your platform, offering your users a seamless checkout and payout experience.
For larger businesses, financial infrastructure extends beyond everyday banking. Future Treasury APIs could provide capabilities around these areas. The objective is to allow developers to build treasury functionality on top of the TEOLOGU ecosystem.
Empower enterprise finance teams with programmatic access to advanced cash management, liquidity optimization, and multi-account orchestration.
TEOLOGU Data & Intelligence can provide a higher-level layer above raw financial records. This separates raw financial data from the systems that transform it into useful information.
Elevate raw data into strategic insights, enabling predictive analytics, automated categorization, and advanced financial modeling.
The wider TEOLOGU ecosystem can eventually expose selected AI capabilities through APIs. AI becomes another programmable layer rather than a separate destination.
TEOLOGU APIs can be designed to operate alongside existing technology environments. Potential integrations include:
Financial operations and enterprise systems.
Ledger and bookkeeping platforms.
Customers, sales and commercial workflows.
Employee and compensation workflows.
Orders, payments and settlements.
Cash and liquidity management.
Employee spending and approvals.
Reporting and analytics.
Internal applications and proprietary systems.
A developer should not need to choose between individual financial capabilities. They can combine them. The same underlying financial objects can therefore participate in multiple applications and workflows.
The TEOLOGU developer environment can be structured around several layers.
Discover APIs, products and integration requirements.
Understand endpoints, objects, authentication, errors and implementation requirements.
Test supported requests and inspect responses.
Build integrations against non-production environments.
Create and manage integrations.
Manage application authentication credentials.
Define the resources and actions an application can access.
Configure event subscriptions and delivery endpoints.
Monitor API activity and integration behaviour.
Track errors, performance and system status.
Access technical resources and developer assistance.
TEOLOGU APIs are designed around controlled application access. Authentication and authorisation requirements will depend on the individual API product and regulatory context.
Enterprise-grade security protocols ensure that every API call is authenticated, authorized, and encrypted, protecting sensitive financial data at every step.
Applications should receive only the access required for their purpose. This creates a permission model where an accounting application does not automatically receive payment-creation capabilities, and a reporting application does not need write access.
The developer platform can be built around familiar standards and predictable interfaces.
HTTP-based APIs for common integrations.
Structured responses designed for modern applications.
Event-driven communication.
Delegated application access where appropriate.
Protection against duplicate financial operations.
Efficient access to large datasets.
Query financial objects by supported parameters.
Stable API versions for production integrations.
Predictable usage controls.
Structured errors that applications can interpret.
TEOLOGU can provide SDKs and developer libraries for supported languages and platforms. SDKs can simplify authentication, requests, pagination, webhook verification, error handling and common financial workflows.
The developer environment should allow teams to test integrations before connecting to eligible live services. Move from development to production only after the appropriate onboarding and approval requirements have been completed.
TEOLOGU's developer ecosystem can ultimately operate across several layers. This creates a developer ecosystem in which TEOLOGU services can become components inside other financial and business applications.
Connect TEOLOGU with your internal technology stack.
Build financial products using supported TEOLOGU capabilities.
Embed financial functionality directly into your software.
Synchronise financial information and accounting workflows.
Connect payments, sellers, customers and settlements.
Connect orders, payments and financial records.
Build custom applications and integrations.
Create proprietary financial workflows around TEOLOGU infrastructure.
A business should not have to choose between its banking platform and the rest of its technology environment. The API connects them. One financial environment can therefore become accessible across the applications a business already uses.
Whether you're connecting your own finance stack, embedding payments into a product, automating accounting or building an entirely new financial application, the TEOLOGU developer platform is designed to provide programmable access to the financial ecosystem.
The TEOLOGU Business API is a planned developer interface for connecting eligible applications and businesses with supported TEOLOGU financial services and business capabilities.
Depending on the APIs available, developers may build applications involving accounts, transactions, payments, transfers, cards, expenses, invoices, accounting, analytics, automation and other financial services.
API availability and access requirements will depend on the individual product. Some services may be designed specifically for TEOLOGU Business customers, while others may support broader developer use cases.
Supported payment and transfer APIs may provide payment-creation or money-movement capabilities, subject to the relevant service, permissions, eligibility and applicable regulatory requirements.
Webhooks are planned as part of the developer ecosystem and are intended to allow applications to receive real-time notifications for supported events.
The API is designed to support connections between TEOLOGU financial information and external accounting and business systems where supported.
Potentially. The available capabilities, commercial terms, permissions, regulatory requirements and approval process will depend on the specific service and use case.
SDKs and developer libraries are part of the planned developer ecosystem, with availability depending on the relevant programming language and API product.
A sandbox environment is planned for development and testing before eligible production access.
Access is designed around authentication, authorisation and granular permission scopes. Applications should only receive the capabilities required for their intended purpose.
Pricing will depend on the API product, usage, commercial arrangement and developer programme. Any applicable charges will be communicated before activation.
The TEOLOGU Business API and wider developer ecosystem are part of TEOLOGU's product and platform development roadmap and may remain subject to development, testing and availability requirements.
API endpoints, functionality, authentication methods, SDKs, pricing, limits, supported services and production availability may change as the platform develops.
Access to financial data, payment functionality and money-movement services may require verification, appropriate permissions, regulatory arrangements, licensed services or regulated partners.
Developers are responsible for securing credentials, protecting customer information, complying with applicable laws and regulations, and using the APIs in accordance with TEOLOGU's applicable terms and technical requirements.
Build on TEOLOGU.
The financial ecosystem, made programmable.