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From everyday personal finances and youth accounts to complete business financial tools, TEOLOGU brings different financial experiences together in one ecosystem.
Choose the account, plan and tools that fit the way you live, study, work or grow your business.
TEOLOGU is structured around three core experiences — different experiences within the wider TEOLOGU ecosystem.
For individuals managing everyday money, saving, planning and personal finances.
For businesses, freelancers and independent professionals managing financial operations and growth.
For young people and students developing financial independence, with appropriate family and guardian involvement where required.
Your everyday financial experience. Personal provides the foundation for everyday money management, with different plans available depending on the level of features required.
Everything you need for everyday money.
More control for everyday financial life.
Everything in Free, plus
The complete TEOLOGU Personal experience.
Everything in Plus, plus
The account type determines the financial experience. The plan determines the level of features available.
For everyday personal finances.
For managing money together.
For shared family finances.
For freelancers and independent professionals.
For a new stage of life, long-term planning and changing financial priorities.
Every eligible account type can start with Free and may offer Plus or Premium features where available.
A business account that grows with your business. The Business Account is the free foundation. Businesses can add individual tools according to their requirements.
Your core business account.
Includes
Businesses don't need one large bundled package. They can build their financial workspace by activating individual services.
Bookkeeping, income and expenses, financial records, categories, reconciliation, reports and tax organisation.
Payment processing, payment links, online payments, recurring payments, payment tracking and transaction management.
Bank connections, transaction feeds, automatic transaction updates, categorisation, reconciliation support and multi-account visibility.
Expense tracking, receipt management, categories, employee expenses, approval workflows and reporting.
Employee management, payroll calculations, payroll records, payment scheduling and payroll reporting.
Revenue analysis, expense analysis, cash-flow visibility, business performance, trends, dashboards and custom reporting.
Create cards, freeze and unfreeze, spending limits, transaction limits, merchant controls, online payment and ATM controls, international spending controls, employee and department cards, approval rules and card activity.
Create invoices, send invoices, invoice tracking, payment status, recurring invoices, customer records, payment reconciliation and invoice reporting.
Money for the next generation. Youth is designed around spending, saving, learning and gradually developing financial independence.
A free foundation for young people.
Built around student life and learning financial independence.
More control and more ways to manage money.
A dedicated financial learning experience.
More control and visibility for families.
| Feature | Free | Plus | Premium |
|---|---|---|---|
| Personal Account | ✓ | ✓ | ✓ |
| TEOLOGU Card | ✓ | ✓ | ✓ |
| Send & Receive | ✓ | ✓ | ✓ |
| Spending | ✓ | ✓ | ✓ |
| Budgeting | Basic | Enhanced | Advanced |
| Savings | ✓ | ✓ | ✓ |
| Savings Goals | ✓ | ✓ | Advanced |
| Money Management | Basic | Enhanced | Advanced |
| Financial Insights | Basic | Advanced | Advanced |
| Card Features | Essential | Enhanced | Premium |
| Notifications | Essential | Enhanced | Advanced |
| Financial Planning | — | — | ✓ |
| Personalisation | Basic | Enhanced | Advanced |
| Support | Standard | Priority | Enhanced |
One free core account. Optional tools.
| Feature | Under 18 | Student | Youth+ | Learning+ | Family+ |
|---|---|---|---|---|---|
| Account + Card | ✓ | ✓ | Enhanced | — | — |
| Everyday Spending | ✓ | ✓ | ✓ | — | — |
| Budgeting | Basic | Basic | Advanced | Taught | — |
| Savings Goals | ✓ | ✓ | Enhanced | — | Family goals |
| Spending Insights | Basic | Basic | Advanced | — | Family overview |
| Money Spaces | — | — | ✓ | — | Family spaces |
| Financial Education | ✓ | ✓ | — | ✓ | — |
| Parent/Guardian Controls | ✓ | — | Enhanced | — | ✓ |
| Allowances | — | — | — | — | ✓ |
| Multiple Youth Accounts | — | — | — | — | ✓ |
| Price / month | £0 | £0 | £2.99 | £2.99 | £4.99 |
Determines what kind of financial experience you have.
Determines the additional features or services available to you.
TEOLOGU does not use one universal subscription structure for every customer — the account type and the plan or tools work together.
Savings is not presented as a separate account category. Savings functionality is integrated into the relevant TEOLOGU experiences.
TEOLOGU is designed so different financial experiences can exist within one broader ecosystem.
You don't need to select every possible feature from the beginning.
Start with Free and upgrade where available.
Start with a free Business Account and add individual tools.
Begin with the appropriate youth experience and gain access to additional features according to age, eligibility and family requirements.
Start with what you need. Add more when it makes sense.
Whether you're managing everyday money, building a business or developing financial independence, TEOLOGU gives you a flexible foundation designed around your financial life.
TEOLOGU products, packages, prices, features and benefits are subject to change and may vary by location, eligibility and applicable terms.
Some products and features are currently in development and may not be available at launch.
Availability of accounts, cards, savings features, business tools, payment services and other financial services will depend on product development, applicable regulation, licensing, eligible partners and customer eligibility.
Youth products may have age restrictions and may require parent or guardian involvement.
Business services such as payments, accounting, payroll and other financial tools may have additional requirements, usage-based charges or regulatory conditions.
TEOLOGU is not presented as currently licensed for any financial service unless explicitly confirmed elsewhere on the website.