Teologu - Header V3 (More Button)
Banking & Beyond
This is your bank, redefined. Get powerful daily banking and global freedom. Sign up for free in a tap.
Banking & Beyond
This is your bank, redefined. Get powerful daily banking and global freedom. Sign up for free in a tap.
International Transfers | Teologu - Send Money Worldwide
160+ Countries
Instant Transfers
Real Exchange Rates
Send Money Worldwide, Instantly
Transfer funds to over 160 countries with the real exchange rate. No hidden fees, no waiting days. Your money arrives in minutes, not business days.
Why Teologu Transfers
The Smarter Way to Send Money
Traditional banks charge up to 5% in hidden fees. We believe you deserve better. Here's what makes Teologu different.
Real Exchange Rate
We use the mid-market rate — the same rate banks use when trading among themselves. No markup, no surprises.
Lightning Fast Delivery
Most transfers arrive within minutes. For some countries, instant delivery means your recipient gets funds in seconds.
Transparent Pricing
See exactly what you'll pay before you send. Our fee structure is simple: a small flat fee or percentage, whichever is lower.
Multiple Delivery Options
Send to bank accounts, mobile wallets, or cash pickup locations. We support the method that works best for your recipient.
Real-Time Tracking
Follow your money every step of the way. Get instant notifications when funds are sent, converted, and delivered.
Recurring Transfers
Set up automatic transfers to send money home regularly. Choose the frequency and amount — we'll handle the rest.
No Hidden Markups
The Real Exchange Rate, Always
Banks and traditional transfer services hide fees in their exchange rates. They might advertise "zero fees" while marking up the rate by 3-5%. At Teologu, we show you the real mid-market rate — the same rate you see on Google or Reuters.
-
Mid-market rate with zero markup
-
Save up to 8x compared to banks
-
Rate locked when you confirm transfer
-
Real-time rate alerts available
See Your Rate
Send to 160+ Countries
From major economies to emerging markets, we support transfers to destinations worldwide. Here are some of our most popular corridors.
🇺🇸
United States
USD
🇬🇧
United Kingdom
GBP
🇪🇺
Eurozone
EUR
🇷🇴
Romania
RON
🇵🇱
Poland
PLN
🇨🇦
Canada
CAD
🇦🇺
Australia
AUD
🇯🇵
Japan
JPY
🇨🇭
Switzerland
CHF
🇮🇳
India
INR
🇧🇷
Brazil
BRL
🇲🇽
Mexico
MXN
Lightning Speed
Your Money Arrives in Minutes
Traditional bank transfers can take 3-5 business days. With Teologu, most transfers are delivered within minutes. For instant-eligible destinations, your recipient can have the money in seconds.
-
Instant delivery to 50+ countries
-
Same-day delivery to 100+ countries
-
24/7 processing — no waiting for business hours
-
Real-time status updates via app
Check Delivery Times
Speed Comparison
How We Compare
See the difference in delivery times for a typical international transfer.
Teologu
Minutes
Other Services
1-2 Days
Traditional Banks
3-5 Days
Simple Process
Send Money in 4 Easy Steps
No complicated forms, no branch visits. Send money internationally in just a few taps.
1
Enter Amount
Type how much you want to send. See the exact amount your recipient will receive with our real-time calculator.
2
Add Recipient
Enter your recipient's details — bank account, mobile wallet, or pickup location. Save them for future transfers.
3
Review & Confirm
Check the exchange rate, fees, and delivery time. Everything is transparent — no surprises.
4
Money Delivered
Track your transfer in real-time. Get notified when your recipient receives the funds.
Simple Pricing
Transparent Fees, No Surprises
Choose the plan that fits your transfer needs. All plans include the real exchange rate.
Standard
For occasional transfers
0.5% fee
Min €0.50 per transfer
-
Real exchange rate
-
160+ countries
-
Same-day delivery
-
Email support
Get Started
Plus
For regular senders
0.3% fee
No minimum fee
-
Everything in Standard
-
Instant delivery available
-
Rate alerts
-
Priority support
Upgrade to Plus
Metal
For high-volume transfers
Free transfers
Unlimited fee-free transfers
-
Everything in Plus
-
Zero transfer fees
-
Dedicated account manager
-
24/7 phone support
Go Metal
Your Money, Fully Protected
Security isn't an afterthought — it's built into everything we do. From the moment you initiate a transfer to the second it arrives, your money is protected by multiple layers of defense.
Learn About Security
Bank-Level Encryption
256-bit SSL encryption protects all data in transit
Regulated & Licensed
Authorized by EU financial regulators
Fraud Monitoring
24/7 automated systems detect suspicious activity
Biometric Security
Face ID and fingerprint authentication supported
Common Questions
Frequently Asked Questions
Most transfers arrive within minutes for instant-eligible destinations. For other countries, transfers typically complete within the same business day. The exact timing depends on the destination country, local banking infrastructure, and whether it's a bank account or mobile wallet transfer. You can see the estimated delivery time before confirming any transfer.
We use the mid-market rate — the same rate you see on financial news sites like Reuters or Bloomberg. This is the "real" exchange rate with no markup. Traditional banks often add 2-5% to the rate, which is a hidden fee. Our rate is locked the moment you confirm your transfer, so you'll receive exactly what you see.
No. We show you the complete cost upfront before you confirm. You'll see exactly how much your recipient will receive, the exchange rate applied, and any transfer fee. There are no intermediary bank fees or surprise deductions. The amount shown is the amount delivered.
You'll need a verified Teologu account and your recipient's details. For bank transfers, you'll need their full name, bank name, and account number (IBAN for European transfers). For mobile wallet transfers, you'll need their phone number. First-time transfers may require additional verification for security purposes.
If a transfer fails due to incorrect recipient details, we'll notify you immediately and return the funds to your account. If there's a delay or issue on the receiving end, our support team will investigate and keep you updated. You can track every transfer in real-time through the app, and our customer support is available 24/7 for urgent issues.
Transfer limits depend on your account verification level and subscription tier. Standard accounts can send up to €10,000 per transfer. Plus and higher tiers enjoy increased limits up to €100,000 per transfer. For business accounts or very large transfers, contact our team to discuss custom limits tailored to your needs.
Ready to Send Money Smarter?
Join millions who've discovered the better way to transfer money internationally. No hidden fees, real exchange rates, and delivery in minutes.
Send Money Worldwide, Instantly
Transfer funds to over 160 countries with the real exchange rate. No hidden fees, no waiting days. Your money arrives in minutes, not business days.
The Smarter Way to Send Money
Traditional banks charge up to 5% in hidden fees. We believe you deserve better. Here's what makes Teologu different.
Real Exchange Rate
We use the mid-market rate — the same rate banks use when trading among themselves. No markup, no surprises.
Lightning Fast Delivery
Most transfers arrive within minutes. For some countries, instant delivery means your recipient gets funds in seconds.
Transparent Pricing
See exactly what you'll pay before you send. Our fee structure is simple: a small flat fee or percentage, whichever is lower.
Multiple Delivery Options
Send to bank accounts, mobile wallets, or cash pickup locations. We support the method that works best for your recipient.
Real-Time Tracking
Follow your money every step of the way. Get instant notifications when funds are sent, converted, and delivered.
Recurring Transfers
Set up automatic transfers to send money home regularly. Choose the frequency and amount — we'll handle the rest.
The Real Exchange Rate, Always
Banks and traditional transfer services hide fees in their exchange rates. They might advertise "zero fees" while marking up the rate by 3-5%. At Teologu, we show you the real mid-market rate — the same rate you see on Google or Reuters.
- Mid-market rate with zero markup
- Save up to 8x compared to banks
- Rate locked when you confirm transfer
- Real-time rate alerts available
Send to 160+ Countries
From major economies to emerging markets, we support transfers to destinations worldwide. Here are some of our most popular corridors.
Your Money Arrives in Minutes
Traditional bank transfers can take 3-5 business days. With Teologu, most transfers are delivered within minutes. For instant-eligible destinations, your recipient can have the money in seconds.
- Instant delivery to 50+ countries
- Same-day delivery to 100+ countries
- 24/7 processing — no waiting for business hours
- Real-time status updates via app
How We Compare
See the difference in delivery times for a typical international transfer.
Send Money in 4 Easy Steps
No complicated forms, no branch visits. Send money internationally in just a few taps.
Enter Amount
Type how much you want to send. See the exact amount your recipient will receive with our real-time calculator.
Add Recipient
Enter your recipient's details — bank account, mobile wallet, or pickup location. Save them for future transfers.
Review & Confirm
Check the exchange rate, fees, and delivery time. Everything is transparent — no surprises.
Money Delivered
Track your transfer in real-time. Get notified when your recipient receives the funds.
Transparent Fees, No Surprises
Choose the plan that fits your transfer needs. All plans include the real exchange rate.
- Real exchange rate
- 160+ countries
- Same-day delivery
- Email support
- Everything in Standard
- Instant delivery available
- Rate alerts
- Priority support
- Everything in Plus
- Zero transfer fees
- Dedicated account manager
- 24/7 phone support
Your Money, Fully Protected
Security isn't an afterthought — it's built into everything we do. From the moment you initiate a transfer to the second it arrives, your money is protected by multiple layers of defense.
Learn About SecurityBank-Level Encryption
256-bit SSL encryption protects all data in transit
Regulated & Licensed
Authorized by EU financial regulators
Fraud Monitoring
24/7 automated systems detect suspicious activity
Biometric Security
Face ID and fingerprint authentication supported
Frequently Asked Questions
Most transfers arrive within minutes for instant-eligible destinations. For other countries, transfers typically complete within the same business day. The exact timing depends on the destination country, local banking infrastructure, and whether it's a bank account or mobile wallet transfer. You can see the estimated delivery time before confirming any transfer.
We use the mid-market rate — the same rate you see on financial news sites like Reuters or Bloomberg. This is the "real" exchange rate with no markup. Traditional banks often add 2-5% to the rate, which is a hidden fee. Our rate is locked the moment you confirm your transfer, so you'll receive exactly what you see.
No. We show you the complete cost upfront before you confirm. You'll see exactly how much your recipient will receive, the exchange rate applied, and any transfer fee. There are no intermediary bank fees or surprise deductions. The amount shown is the amount delivered.
You'll need a verified Teologu account and your recipient's details. For bank transfers, you'll need their full name, bank name, and account number (IBAN for European transfers). For mobile wallet transfers, you'll need their phone number. First-time transfers may require additional verification for security purposes.
If a transfer fails due to incorrect recipient details, we'll notify you immediately and return the funds to your account. If there's a delay or issue on the receiving end, our support team will investigate and keep you updated. You can track every transfer in real-time through the app, and our customer support is available 24/7 for urgent issues.
Transfer limits depend on your account verification level and subscription tier. Standard accounts can send up to €10,000 per transfer. Plus and higher tiers enjoy increased limits up to €100,000 per transfer. For business accounts or very large transfers, contact our team to discuss custom limits tailored to your needs.
Ready to Send Money Smarter?
Join millions who've discovered the better way to transfer money internationally. No hidden fees, real exchange rates, and delivery in minutes.