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Youth | TEOLOGU — Help them learn. Stay connected. Give them room to grow.
TEOLOGU For parents & guardians
Youth

Help them learn. Stay connected. Give them room to grow.

TEOLOGU gives parents and guardians a way to support a young person's financial journey while helping them develop confidence and independence with money.

Support their finances without taking over.

Oversight Spending controls Card controls Notifications Learning Independence
Youth account
€186.40
Available now · updated just now
Weekly spending €26.40 / €40
From parent
Monday · weekly support
+ €40.00
Campus canteen
Contactless · 12:40
− €6.40
Savings goal
68% of target
Spending alerts
Notify above €50
01 — A financial experience for young people

Built with families in mind.

Young people need financial independence, but parents and guardians often remain an important part of their financial journey. TEOLOGU creates a connected experience where parents and guardians can provide support, visibility and guidance while the young person develops their own relationship with money.

Support

Parents and guardians can provide financial support when it is needed.

Visibility

Appropriate oversight of account activity, depending on age and permissions.

Guidance

Room to learn through real experience, with support close by.

Connected accounts Linked
Parent
Family account
€2,840.00
Young person
Youth account
€186.40
Last transfer · Monday €40.00
02 — Parent & guardian controls

Support with the right level of oversight.

Depending on the young person's age and applicable requirements, parents or guardians can have access to appropriate controls and information connected to the youth account.

Controls · 8 available Example setting
Account oversight
View balance and overall account activity
Spending controls
Set appropriate boundaries around usage
Card controls
Freeze, unfreeze and manage card settings
Payment permissions
Manage supported payment permissions
Notifications
Stay informed about relevant account activity
Transfer management
Set up and adjust regular support
Account settings
Manage account configuration
Support and assistance
Access help when it is needed
Account oversight
Spending controls
Card controls
Payment permissions
Notifications
Transfer management
Account settings
Support and assistance

Controls should evolve as the young person becomes more independent.

03 — Give them money

Make supporting them simple.

Send money directly to their TEOLOGU account when they need it. Whether it's regular support, money for school, travel or an unexpected expense, parents and guardians can transfer money without needing to manage the young person's everyday spending themselves.

Send→ Receive→ Spend
Support received · per month
€530.00
+ €70 in August
6 months
Mar Apr May Jun Jul Aug
Support transferred Running total
Parent and child looking at a phone together at home
Transfer received
+ €40.00
Monday · weekly support

Regular support

Set up a recurring transfer so support arrives without anyone having to think about it.

Weekly transfer€40.00
Next onMonday
04 — Spending visibility

Understand without watching every transaction.

Parents and guardians can have appropriate visibility into financial activity, depending on the account type, age and permissions. See relevant information about spending and account activity while allowing young people to experience managing their own money.

Limits vs actual · this week Overview level
Weekly spending limit €26.40 of €40.00
within limit · 66% used
Single payment limit €18.00 of €25.00
approaching limit · 72% used
Online payments €0.00 restricted
currently blocked by parent setting
Savings transfer €15.00 of €15.00
goal transfer completed

What a parent sees

Whether limits are being respected, and where the boundaries currently sit.

What they don't

Every individual transaction — unless the young person chooses to share it.

What the young person keeps

Their own full view, their own decisions and their own growing independence.

Visibility when it matters. Independence where it belongs.

05 — Card controls

Help keep their card secure.

Parents and guardians can use appropriate controls to help manage a young person's card. Depending on the account, this can include:

Freeze & unfreeze

Temporarily stop card activity when necessary.

Spending controls

Set appropriate boundaries around card usage.

Payment controls

Manage supported payment permissions.

Notifications

Stay informed about relevant account activity.

T[EOLOGU] Youth
•••• •••• •••• 6193
Card holder name €300 limit
Card status Active
Card active
Available for everyday purchases
Contactless
Tap payments enabled
Online payments
Currently restricted
06 — Financial learning

Turn everyday money into real experience.

The goal isn't simply to give young people an account. It is to help them understand how money works through everyday experience. TEOLOGU can help young people develop habits around:

Where the money went · this month €240 received
Spent on everyday€86.00 Moved to savings€60.00 Left available€94.00
Young person using a phone and a card for an online purchase
Online purchase
− €18.00
Card payment · categorised
Spending — understanding where money goes
Saving — building a habit of setting money aside
Planning — thinking ahead to upcoming costs
Managing payments — handling their own transactions
Understanding balances — reading what is actually available
Setting goals — working towards something specific

Parents and guardians can support that process without needing to manage every decision.

07 — Growing independence

Controls that can evolve with them.

A child's financial needs are different from those of a teenager or young adult. TEOLOGU's Youth experience is designed around that progression.

Child→ Teenager→ Young Adult
Balance across five dimensions Teenager · 13–15
Oversight Spending freedom Card access Saving Independence
Oversight85% Spending freedom75% Card access80% Saving60% Independence50%
8–12

Child

Foundation stage
  • Close oversight and clear boundaries
  • Small, supervised amounts
  • Learning what money is for
13–15

Teenager

Building stage
  • Wider freedom with lighter oversight
  • Their own card and payments
  • Saving goals they choose themselves
16–18

Young adult

Independence stage
  • Largely independent financial life
  • Oversight limited to what is appropriate
  • Ready for the next step at 18

As the young person becomes older and more financially independent, the relationship between the young person's account and their parent or guardian can evolve accordingly.

08 — Family finances

Keep the family connected.

TEOLOGU can bring family financial relationships together while keeping individual accounts distinct.

Parent P

Family account

Support, oversight and connected transfers.

Support sent · year€1,180
Young person Y

Youth account

Their own account, with their own decisions.

Balance€186.40
Together +

Connected, not merged

Linked where it helps, separate where it matters.

Accounts linked2
09 — Built for peace of mind

A safer way to introduce financial independence.

Give young people the opportunity to learn through real financial experiences while maintaining appropriate safeguards and parental involvement.

Independence

Real experience with their own money, and the room to make their own decisions.

Visibility

Appropriate oversight so a parent or guardian knows things are well.

Control

Safeguards that can be adjusted as the young person grows.

Independence, visibility and control — in one family-oriented financial experience.

How the balance shifts · 6 months Progressing
Parent oversight 58%
Young person's independence 42%
Parent oversight 34%
Young person's independence 66%

Above: month one. Below: month six. Oversight decreases as independence increases — deliberately, and at a pace that suits the young person.

Young person making a payment on a phone with a card
Card activity
− €12.60
Under alert threshold · no notification
10 — Let them grow with confidence

Your role changes as they grow.

Support their first financial experiences today and give them the foundation to manage their money independently tomorrow.

01
First experiences

Small, real amounts with close support and clear boundaries.

02
Growing habits

Spending, saving and planning become familiar rather than new.

03
Standing on their own

The foundation to manage money independently, when the time comes.

Important information

The TEOLOGU Youth Account is part of the TEOLOGU product vision and may be introduced progressively.

Availability of accounts, card features, parental or guardian controls, payment permissions, transfers and other functionality may vary by country, the young person's age, applicable requirements and supported providers.

The specific controls and visibility available to a parent or guardian depend on the account type, the young person's age and applicable law. Controls are designed to evolve as the young person becomes more independent.

Nothing on this page constitutes an offer of a financial service or a guarantee of eligibility. Where required, services may be provided through appropriately authorised entities or partners.

Let them grow with confidence

Give them the foundation to manage their money independently.

Support their first financial experiences today. Your role changes as they grow — and TEOLOGU is designed to change with them.

A family-oriented financial experience — support, visibility and controls that evolve as a young person builds their own relationship with money.