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Open a Teologu bank account | Teologu
Protected up to £85,000 Switch Guarantee

Open a Teologu bank account

Smoothly send, spend, save, and more with 24/7 customer support in-app. Bank on us — your money will thank you.

Open a bank account
Rated 4.7 on Trustpilot
Used by 50+ million customers worldwide
'Most Innovative Company in Finance 2024'

Everything you need, in one spot

Earn up to 4% AER (variable), paid daily

Watch your money grow with competitive rates. Rates vary by plan. Fees and Paid Plan T&Cs apply.

Send money abroad at competitive rates

Transfer money around the world 24/7 in just a few taps.

Make Teologu your main bank account

Use the Current Account Switch Service to direct your salary, payments, and your money from another account to Teologu, for free.

Open accounts, together

Share finances with a Joint account or try a Kids & Teens account.

Simplify freelance finances

Open a Pro account to manage freelance income and earn up to 1% cashback on expenses. Cashback depends on your plan.

Pay back friends, instantly

Chat, send, and receive money among your Teologu friends.

Budget with Pockets

Stash cash aside for subscriptions, Direct Debits, and bills.

Hold multiple currencies

Hold and exchange money in 30+ currencies with Teologu exchange rate. No additional fees Monday-Friday, within your plan allowance.

Start investing

Get your money moving and enjoy access to thousands of global company stocks. Capital at risk. You can lose your investment.

Pockets

Organise your money

Whether it's for gadgets and getaways or bills, automatically categorise your cash with Pockets. They're sub-accounts that help you control your spend.

Create a Pocket
Budgeting and money management

Spending insights

Analyse your money

Dive deep into your cashflow, set a budget, and review your spend all in a few taps. See where your money goes with automatic categorisation.

Try budgeting tools
Financial analytics and insights

Get up to 4% AER (variable) with Instant Access Savings

Whether it's salary payments or spare cash, grow your savings at a great rate and access it at any time. Return rates vary based on your plan type.

Open a savings account

More ways to manage your money

International transfers

Send money globally

Transfer to 160+ countries with competitive exchange rates and low fees.

Premium card

Premium cards

Get exclusive benefits with our Metal and Ultra cards, including cashback and travel perks.

Investing

Start investing

Access thousands of stocks and ETFs with commission-free trading. Capital at risk.

Switch to Teologu in 3 steps

Join Teologu
1

Open an account

Then move your salary by sharing your account number or IBAN with your employer.

2

Switch your payments

Move any recurring payments (i.e. subscriptions and utility bills) from your other accounts to Teologu.

3

Automate payday

Sort your salary automatically into Pockets for bills, savings, or spend.

Your money, protected

Trusted with billions in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.

Learn more

Deposit protection for personal and shared funds

Algorithms built to detect suspicious activity

Withdraw assets using biometric security

24/7 customer support in-app

Fast-track your payday

Switch your salary to Teologu to get paid 24 hours in advance with the Early Salary feature. That's an extra day to hit your goals and get ahead.

Switch to Teologu
Early salary and payday

The Annual Equivalent Rate (AER) shows the interest you can earn over 1 year. AER is compounded, so you'll earn interest on interest already earned. Rates depend on your plan type and savings' currency, from up to 3% on our Standard plan to up to 4% on our Ultra plan. Paid plan subscription fees and T&Cs apply. Interest offered is subject to change and any interest earned is liable to the applicable taxes.

FOR STOCK TRADING: Capital at risk. Teologu Trading Ltd provides a non-advised execution-only service in shares. Teologu Trading Ltd does not provide investment advice or personal recommendations. You, as an individual investor, must make your own decisions, seeking independent professional advice if you are unsure as to the suitability or appropriateness of any investment for your individual circumstances or needs.

The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not reliable indicators of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Read more on these fees.

Teologu Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. 18+, T&Cs apply.